1. This is a universal health care bill.
The bill is neither universal health care nor universal health insurance.[snip]
2. Insurance companies hate this bill
This bill is almost identical to the plan written by AHIP, the insurance company trade association, in 2009.[snip]
3. The bill will significantly bring down insurance premiums for most Americans.
The bill will not bring down premiums significantly, and certainly not the $2,500/year that the President promised.[snip]
4. The bill will make health care affordable for middle class Americans.
The bill will impose a financial hardship on middle class Americans who will be forced to buy a product that they can’t afford to use.[snip]
5. This plan is similar to the Massachusetts plan, which makes health care affordable.
Many Massachusetts residents forgo health care because they can’t afford it.[snip]
6. This bill provide health care to 31 million people who are currently uninsured.
This bill will mandate that millions of people who are currently uninsured must purchase insurance from private companies, or the IRS will collect up to 2% of their annual income in penalties. [snip]
7. You can keep the insurance you have if you like it.
The excise tax will result in employers switching to plans with higher co-pays and fewer covered services.[snip]
8. The “excise tax” will encourage employers to reduce the scope of health care benefits, and they will pass the savings on to employees in the form of higher wages.
There is insufficient evidence that employers pass savings from reduced benefits on to employees.
9. This bill employs nearly every cost control idea available to bring down costs.
This bill does not bring down costs and leaves out nearly every key cost control measure, including: [snip]
10. The bill will require big companies like WalMart to provide insurance for their employees
The bill was written so that most WalMart employees will qualify for subsidies, and taxpayers will pick up a large portion of the cost of their coverage.
11. The bill “bends the cost curve” on health care.
The bill ignored proven ways to cut health care costs and still leaves 24 million people uninsured, all while slightly raising total annual costs by $234 million in 2019.[snip]
12. The bill will provide immediate access to insurance for Americans who are uninsured because of a pre-existing condition.
Access to the “high risk pool” is limited and the pool is underfunded. It will cover few people, and will run out of money in 2011 or 2012 [snip]
13. The bill prohibits dropping people in individual plans from coverage when they get sick.
The bill does not empower a regulatory body to keep people from being dropped when they’re sick.[snip]
14. The bill ensures consumers have access to an effective internal and external appeals process to challenge new insurance plan decisions.
The “internal appeals process” is in the hands of the insurance companies themselves, and the “external” one is up to each state. [snip]
15. This bill will stop insurance companies from hiking rates 30%-40% per year.
This bill does not limit insurance company rate hikes. Private insurers continue to be exempt from anti-trust laws, and are free to raise rates without fear of competition in many areas of the country.
16. When the bill passes, people will begin receiving benefits under this bill immediately
Most provisions in this bill, such as an end to the ban on pre-existing conditions for adults, do not take effect until 2014.[snip]
17. The bill creates a pathway for single payer.
Bernie Sanders’ provision in the Senate bill does not start until 2017, and does not cover the Department of Labor, so no, it doesn’t create a pathway for single payer.
18 The bill will end medical bankruptcy and provide all Americans with peace of mind.
Most people with medical bankruptcies already have insurance, and out-of-pocket expenses will continue to be a burden on the middle class.”
…Why? WHHHHHYYYYYYYYY? Goddess help us all! I think I’m hyperventalating! Breath! Breath!
*writhes on floor*
Find a happy place! Find a happy place!